Auto & Secured Lending Software
A comprehensive solution for asset-backed lending automation — from vehicle appraisal to loan issuance and repayment. The software is ideal for banks, MFIs, and auto finance companies.
Lending process automation tailored to your business goals and scale.
Flexible Configuration
Use a ready-to-go solution or adapt the system to your unique internal processes and regulations.
End-to-End Automation
Full lifecycle automation with seamless integration of third-party services and systems.
Cost Efficiency
Reduce operational overhead by automating key processes and improving overall workflow efficiency.
Collateral Management, Accounting & Verification
A dedicated interface to control the entire collateral lifecycle — from initial appraisal to lien release.
Новый BMW M4 Coupe
Новый BMW M4 Coupe
The system integrates with external sources to automatically request up to 100 parameters. Inspections are rapid and require zero manual intervention.
The module tracks asset registration and release. View which assets are pledged and their current lifecycle stage. All data is updated in real-time.
The interface allows you to manage collateral, assign responsible officers, and re-trigger verifications. Full audit logs, reporting, and status tracking are available.
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The system generates over 25 reports covering key financial and operational KPIs. These reports help analyze process efficiency and support data-driven management decisions.
Support for integration with external BI platforms for data visualization, dashboarding, and in-depth business performance analysis.
Ensures automated data exchange with your accounting system, eliminating manual entry and increasing the accuracy of financial and tax reporting.
Flexible loan parameter calculation with the ability to modify terms and offer alternative financing options to the customer.
Design and configure credit products, defining business rules, automated workflows, and manual intervention triggers.
Automated interest and penalty accrual, payment recalculation, status updates, and automated system-wide task execution.
Программное обеспечение подключено к множеству внешних источников данных, государственных служб, платёжных систем, лидогенераторов, рекламных и аналитических платформ, что обеспечивает удобный и непрерывный обмен информацией.
Flexible role configuration and access permissions for all employee categories.
Individual access policy for all staff members:
Full audit log of all employee operations and activities:
Comprehensive Customer Interaction History
Real-time Customer Chat Support
Integration with VoIP, Email, and SMS services
Trusted by Leaders
We partner with top-tier financial and non-banking institutions delivering cutting-edge financial products and services.
Still have questions about the product?
It is a system that automates every stage of lending secured by collateral, from vehicle appraisal to loan issuance and repayment. The SPTNK solution is a good fit for banks, MFIs, and auto lending companies.
The system connects to external sources and automatically requests up to 100 parameters. The check runs without any operator involvement.
SPTNK has a dedicated interface for this. The module tracks asset registration and release, shows which assets are pledged and at what stage, and updates information in real time.
Yes. In the collateral management interface you can assign a responsible officer and re-run the verification. Action history and reports on asset statuses are available.
Banks, MFIs, and auto lending companies that issue loans and credits secured by a vehicle.
More than 25 reports on financial and operational metrics, connection of external analytics platforms, and data exchange with 1C.