Lending Software for Banks
Modern software for banking loan automation. The solution adapts to internal banking workflows, ensures control at all stages of the lending lifecycle, and maintains full regulatory compliance.
YourBank
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Lending process automation tailored to your business goals and scale.
Flexible Configuration
Use a ready-to-go solution or adapt the system to your unique internal processes and regulations.
End-to-End Automation
Full lifecycle automation with seamless integration of third-party services and systems.
Cost Efficiency
Reduce operational overhead by automating key processes and improving overall workflow efficiency.
Seamless access to all loan parameters, related operations, and payment schedules. The system reflects accruals, payouts, and defaults in real-time, ensuring transparency and total control over the loan portfolio.
Payouts
A complete list of payouts and payment orders with up-to-date data — both manual entries and automated provider feeds. The system supports automatic posting, withdrawals, and other financial operations.
The system generates detailed reports on applications, payouts, loans, and defaults, providing a 360-degree view of the loan portfolio.
Built-in BI tools allow tracking KPIs, disbursement dynamics, and repayment trends, as well as forecasting financial results.
Flexible data visualization and reporting export to corporate systems, ensuring transparency across all lending processes.
The system integrates with external data providers and banking services for comprehensive borrower due diligence:
Integration with banking and payment solutions for both cashless and cash-based operations:
Repayment
CRM Capabilities
Track all communication and system activities, automate customer engagement strategies, and integrate third-party services to boost sales conversion.
Decisioning
Credit Scoring
Многофункциональный
бэк-офис для банков
Система упрощает обработку заявок, проверку данных и коммуникацию между подразделениями. Поддерживает автоматические сценарии принятия решений, контроль статусов и формирование отчётности в реальном времени.
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Программное обеспечение подключено к множеству внешних источников данных, государственных служб, платёжных систем, лидогенераторов, рекламных и аналитических платформ, что обеспечивает удобный и непрерывный обмен информацией.
Still have questions about the product?
A loan origination system for a bank is software that automates loan issuance and servicing: accepting applications, customer verification, scoring, decisioning, and contract servicing. The SPTNK solution fits into the bank's environment and adapts to its internal processes.
Consumer loans, credit lines, loans secured by property, and mortgage lending.
The process is assembled from stages: customer verification, stop-factors and restrictions, data enrichment, scoring, credit product matching, and underwriting. The bank determines the sequence and the automated scenarios itself.
Access to all loan parameters, related operations, and payment schedules. Accruals, payouts, and overdue amounts are reflected in real time. A separate list holds payouts and payment orders, both entered manually and received from payment providers.
Detailed reports on applications, payouts, loans, and overdue amounts. Built-in tools show the dynamics of disbursements and repayments, and reporting can be exported to corporate systems.
It is the employees' working environment: application processing, data verification, communication between departments, status monitoring, and real-time reporting.