Commercial Lending Software
A comprehensive end-to-end solution for commercial lending automation — from application review to full contract servicing. The software supports flexible workflow configuration, milestone monitoring, and corporate portfolio management in full compliance with international regulatory standards.
Lending process automation tailored to your business goals and scale.
Flexible Configuration
Use a ready-to-go solution or adapt the system to your unique internal processes and regulations.
End-to-End Automation
Full lifecycle automation with seamless integration of third-party services and systems.
Cost Efficiency
Reduce operational overhead by automating key processes and improving overall workflow efficiency.
The system integrates with external data providers and banking services for comprehensive borrower due diligence:
Integration with banking and payment solutions for both cashless and cash-based operations:
Repayment
CRM Capabilities
Track all communication and system activities, automate customer engagement strategies, and integrate third-party services to boost sales conversion.
Программное обеспечение подключено к множеству внешних источников данных, государственных служб, платёжных систем, лидогенераторов, рекламных и аналитических платформ, что обеспечивает удобный и непрерывный обмен информацией.
Flexible loan parameter calculation with the ability to modify terms and offer alternative financing options to the customer.
Design and configure credit products, defining business rules, automated workflows, and manual intervention triggers.
Automated interest and penalty accrual, payment recalculation, status updates, and automated system-wide task execution.
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The system generates over 25 reports covering key financial and operational KPIs. These reports help analyze process efficiency and support data-driven management decisions.
Support for integration with external BI platforms for data visualization, dashboarding, and in-depth business performance analysis.
Ensures automated data exchange with your accounting system, eliminating manual entry and increasing the accuracy of financial and tax reporting.
Flexible role configuration and access permissions for all employee categories.
Individual access policy for all staff members:
Full audit log of all employee operations and activities:
Comprehensive Customer Interaction History
Real-time Customer Chat Support
Integration with VoIP, Email, and SMS services
System Workspaces
Trusted by Leaders
We partner with top-tier financial and non-banking institutions delivering cutting-edge financial products and services.
Still have questions about the product?
This is software that automates lending to legal entities, from application review to full contract servicing. The SPTNK solution supports process configuration, stage control, and management of a corporate client portfolio.
The platform is designed for loans to legal entities, including investment and working capital loans. Credit products, rules, and scenarios are configured directly in the system.
Verification is built on integrations with external data sources: anti-fraud services, identification services, credit bureaus, government services, and additional sources.
The system automatically accrues interest and penalties, recalculates payments, and changes loan statuses. Employees see the history of interaction with the customer, and the executive sees portfolio reports.
Yes. The 1C integration provides automatic data exchange with the accounting system and eliminates manual entry.
Banks, MFIs, and fintech companies that lend to businesses of any scale and want to run applications, decisions, and contract servicing in one system.